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You're likely seeing this charge because you (or someone using your card) made a payment to a business that uses comenity for its credit cards. They usually don’t like to hear that this is probably a scam. If you don't recognize the charge, you can contact your bank or credit card company and dispute the charges and try to recover the money. Your credit card should have. Instead, you’ll see something like “comenity pay oh pymt. ” this is because comenity manages the credit card transaction. Why does this charge appear on your statement?